Set Up Credit Card Authorization with Paya

Related topics

Learn about Paya

Set up an expense account for merchant discount fees

Enter and process customer credit card transactions

Enter merchant discount fees in Sage 50

Look up the current payment status of a sales invoice

Perform other accounts receivable tasks

Enter and process customer ACH payments

Paya makes your credit card and ACH authorization process instant and seamless in Sage 50. Although swipe terminals are not required, you can use Paya to process credit cards using a swipe terminal.

Note: If your business already has a merchant account established, you can still enter credit card information in Sage 50. You will have to record the provided authorization code manually.

Set Up Your Merchant Account in Sage 50

Once you are approved for a merchant account, your company will be set up with the gateway payment processing service. You will be sent a 12-digit Merchant ID and Merchant Key via email. This information must be set up in Sage 50 before you can begin authorizing credit card payments.

  1. From the Service menu, select Credit Card Processing.
  2. Select the Account Info tab.

    3. The Paya Account Info page appears.

  3. Under Merchant Account Setup, enter the provided Merchant ID in the box.
ClosedMerchant ID

This is a 12-digit merchant-identification number used by Sage 50 to access the payment gateway service on the Internet, which instantly communicates with your merchant account provider to handle the storage of credit card information and processing of credit card transactions.

Note: You may have a storage-only account which allows you to store credit card information, but not process credit card transactions.

Tip: If you have forgotten or lost your Merchant ID, contact your merchant account provider.

ClosedMerchant Key

A 12-digit code you receive when you sign up for Paya. This code, with the Merchant ID, enables you to connect to the gateway that allows you to save and authorize credit card transactions.

Note: You may have a storage-only account which allows you to store credit card information, but not process credit card transactions.

How It Works

When you attempt to authorize a credit card or ACH payment from the Receive Money or Receive Money at time of sale (accessed from Sales Invoicing) screens, your merchant setup information will be used to log on to Sage Exchange, where you can process the credit card transaction. Once the transaction is processed, Sage 50 will display the provided payment authorization code on the Credit Card Information window.

Note: Depending on your Internet connection, the authorization process could take up to 30 seconds.

Published: March 11, 2019
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